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Additionally, customers for this type of strategy might have extreme legal or criminal histories. It is essential to keep in mind that different carriers supply an array of concern ages on their ensured issue policies as low as age 40 or as high as age 80 - final expense meaning. Some will certainly additionally offer greater face values, as much as $40,000, and others will certainly permit for far better death advantage problems by improving the rate of interest with the return of premium or minimizing the number of years up until a full fatality advantage is readily available